TERMS OF SERVICES

JB Securities Vietnam (JBSV)

Hotline: 1900 633 355

Fax: 0243 9429776

Email: Hotrokhachhang@jbsv.com.vn

Địa chỉ: Level 23, East Tower, Lotte Center Hanoi, 54 Lieu Giai Street, Cong Vi Ward, Ba Dinh District, Hanoi City

Website: Jbsv.com.vn

Access to the FINAVI Web Site defined below is provided by JBSV. For purposes of this agreement, " JBSV

" shall mean JB Securities Vietnam Company Limited and its affiliates, and their officers, directors,

managing directors, partners, and employees. The " FINAVI Web Site" shall mean the Web Site of JBSV

available to the general public and located at finavi.com.vn, and select other domains.

Monitoring by JBSV: Your use of the products and services on this Web Site may be monitored by JBSV,

and that the resultant information may be used by JBSV for its internal business purposes or in

accordance with the rules of any applicable regulatory or self-regulatory organization.

Information Made Available Through this Service: You are permitted to store, display, analyze,

modify, reformat, and print the information made available to you via these services only for your own

use. You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in

part, in any format to any third party without the express written consent of JBSV. In addition, you are

not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are

provided to you in connection with the information. JBSV reserves the right, at any time and from time

to time, in the interests of its own editorial discretion and business judgment to add, modify, or remove

any of the information. These Terms of Use are not intended to, and will not, transfer or grant any

rights in or to the information other than those which are specifically described herein, and all rights

not expressly granted herein are reserved by JBSV or the third party providers from whom JBSV has

obtained the information. You are required to read and abide by any additional terms and conditions

that may be posted on this service from time to time concerning information obtained from specific

third party providers. Such third party providers shall have no liability to you for monetary damages on

account of the information provided to you via this service.

No warranties made as to content; no responsibilities to update: JBSV makes no warranty, express

or implied, concerning this service. The services provided by us and our third party providers are on an

"AS IS" basis at your sole risk. JBSV expressly disclaims any implied warranty of merchantability or

fitness for a particular purpose, including any warranty for the use or the results of the use of the

services with respect to their correctness, quality, accuracy, completeness, reliability, performance,

timeliness, or continued availability.

Neither JBSV nor any of its third party providers shall have any responsibility to maintain the data and

services made available on this Web Site or to supply any corrections, updates, or releases in

connection therewith. Availability of data and services are subject to change without notice.

No liability for content; no liability arising from use: JBSV shall have no liability, contingent or

otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection

or communication service to provide or maintain your access to this service, or for any interruption or

disruption of such access or any erroneous communication between JBSV and you, regardless of

whether the connection or communication service is provided by JBSV or a third party service provider.

JBSV shall have no liability, contingent or otherwise, to you or to third parties, for the correctness,

quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays,

omissions, or interruptions in the delivery of the data and services available on this Web Site or for any

other aspect of the performance of this service or for any failure or delay in the execution of any

transactions through this service. In no event will JBSV be liable for any direct, indirect, incidental, or

consequential damages which may be incurred or experienced on account of you using the data or

services made available on this Web Site, even if JBSV has advised about the possibility of such

damages. JBSV will have no responsibility to inform you of any difficulties experienced by JBSV or third

parties with respect to the use of the services or to take any action in connection therewith.

No warranties made as to security: JBSV makes no warranty whatsoever to you, express or implied,

regarding the security of the site, including with respect to the ability of unauthorized persons to

intercept or access information transmitted by you through this service.

System Outages, Slowdowns, and Capacity Limitations/Delays in Order Routing, Executions, and

Trade Reports: As a result of high Internet traffic, transmission problems, systems capacity limitations,

and other problems, you may, at times, experience difficulty accessing the Web Site or communicating

with JBSV through the Internet or other electronic and wireless services. Any computer system or other

electronic device, whether, it is yours, an Internet service provider's or JBSV ' can experience

unanticipated outages or slowdowns, or have capacity limitations.

Content not to be construed as a solicitation or recommendation: This material has been prepared

for informational purposes only without regard to any particular user's investment objectives, financial

situation, or means, and JBSV is not soliciting any action based upon it. This material is not to be

construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell

any security, financial product, or instrument; or to participate in any particular trading strategy in any

jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. Certain

transactions, including those involving futures, options, and high-yield securities, give rise to substantial

risk and are not suitable for all investors. Although this material is based upon information that JBSV

considers reliable and endeavors to keep current, JBSV has not verified this information and does not

represent that this material is accurate, current, or complete and it should not be relied upon as such.

TERMS OF SERVICES

JB Securities Vietnam (JBSV)

Hotline: 1900 633 355

Fax: 0243 9429776

Email: Hotrokhachhang@jbsv.com.vn

Địa chỉ: Level 23, East Tower, Lotte Center Hanoi, 54 Lieu Giai Street, Cong Vi Ward, Ba Dinh District, Hanoi City

Website: Jbsv.com.vn

No determination of suitability has been made; not all risks are disclosed; private advisors

should be consulted: The fact that JBSV has made the data and services provided on this Web Site

available to you constitutes neither a recommendation that you enter into a particular transaction nor a

representation that any product described on this Web Site is suitable or appropriate for you. Many of

the products described on this Web Site involve significant risks, and you should not enter into any

transactions unless you have fully understood all such risks and has independently determined that

such transactions are appropriate for you. Any discussion of the risks contained herein with respect to

any product should not be considered to be a disclosure of all risks or complete discussion of the risks

which are mentioned. You should neither construe any of the material contained herein as business,

financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service

the primary basis for any investment decisions made by or on behalf of you, your accountants, or your

managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax

and accounting advisors concerning any contemplated transactions.

No representations made as to other sites or links: This service may provide links to certain Internet

sites (the "Sites") sponsored and maintained by third parties. JBSV is providing such links solely as a

convenience to you. Accordingly, JBSV makes no representations concerning the content of the Sites.

The fact that JBSV has provided a link to the Site does not constitute an endorsement, authorization,

sponsorship, or affiliation by JBSV with respect to the Site, its owners, or its providers. JBSV has not

tested any information, software, or products found on any of the Sites and therefore does not make

any representations with respect thereto, including any representations regarding the content or

sponsors of the Site, or the suitability or appropriateness of the products or transactions described

therein.

TERMS OF SERVICES

JB Securities Vietnam (JBSV)

Hotline: 1900 633 355

Fax: 0243 9429776

Email: Hotrokhachhang@jbsv.com.vn

Địa chỉ: Level 23, East Tower, Lotte Center Hanoi, 54 Lieu Giai Street, Cong Vi Ward, Ba Dinh District, Hanoi City

Website: Jbsv.com.vn